Banks & Finance

Banks & Finance Resources

The focus of this page is to provide brief descriptions and links to key industry, government and educational resources available on the Information Technology industry in general and specifically in North Carolina.

Industry Associations
  1. North Carolina Bankers Association: The trade association assists the banking industry by acting as a liaison with the North Carolina General Assembly and US Congress. It provides training and educational programs and offers regulatory and compliance assistance to its member financial institutions. NCBA is located in Raleigh, NC.
  2. North Carolina Administrative Code: An extensive list and explanation of the Codes that affect the North Carolina banking industry.
  3. North Carolina Commissioner of Banks: Funded through industry fees and assessments, the NCCOB charters and regulates North Carolina’s state banks, trust companies and mortgage firms. It is also responsible for the registration and licensing of financial institutions operating in the state. The NCCOB’s offices are located in Raleigh, NC.
  4. Mortgage Bankers Association of the Carolinas: Membership includes residential and commercial mortgage bankers, mortgage brokers, wholesale lenders, savings and loan associations, commercial banks, credit unions, government agencies and non-profits. The organization offers legal representation, education & training, networking and information resources. MBAC is headquartered in Mount Pleasant, SC.
  5. North Carolina Association of Certified Public Accountants: Represents the interests of CPAs, offering professional development, CPE workshops and career services. Located in Morrisville, NC.
  6. American Bankers Association: A national lobbyist for financial institutions, advocating for banks to policy makers, legislators, regulators and the media. ABA is located in Washington, DC.

Education & Training
  1. North Carolina School of Banking: The banking school associated with the NCBA concentrates on continuing education for middle managers and prospective managers. The four-year program has a one-week classroom session every August where experienced bankers, regulatory officials, attorneys and college professors lead seminars and lectures that will help students burnish their expertise and become potential senior managers. The in-class portion is hosted at the Friday Center in Chapel Hill, NC.
  2. University of North Carolina: The US News ranks UNC as the No. 8 finance program in the nation. Undergraduate students who concentrate on finance take classes in financial modeling, debt and equity issues, valuations, mergers and acquisitions and other core areas. The Kenan-Flagler School of Business also has top-ranked programs for masters and doctoral students. UNC is located in Chapel Hill, NC.
  3. Center for Banking and Finance: The UNC law school hosts an annual Banking Institute, which is a two-day continuing education program for bankers and lawyers. The event focuses on banking law and is based in Charlotte, NC.

Government Resources
  1. North Carolina Housing Finance Agency: A self-supporting public agency whose mission is to create affordable housing opportunities for North Carolinians by offering low-cost mortgages and assistance on down payments. Originally created by the General Assembly, the Agency also helps finances the renovation of substandard owner-occupied houses and the development of houses for people with special needs, among other services. The center is located in Raleigh, NC.
  2. North Carolina Foreclosure Prevention Fund: An individual arm of the North Carolina Housing Finance Agency, the center helps North Carolinians who are having difficulty making housing payments by providing interest-free loans and covering other expenses for as long as 36 months. Based in Raleigh, NC.

Web-based Resources
  1. North Carolina Bankers Association: The NCBA website has a wide range of information for bankers, including proprietary databases, continuing education webinars, weekly newsletters and other services.
  2. North Carolina Administrative Code: An extensive list and explanation of the Codes that affect the North Carolina banking industry.
  3. Federal Reserve Bank of Richmond: The Federal Bank of Richmond is the regional Federal Reserve Bank in charge of supervising North Carolina Banking. The Federal Bank of Richmond does considerable economic research on member states. This site contains a resource page for banking information, including information on member banks. Finally, the "Research" section contains an economic database covering this region.
  4. American Bankers Association: Website contains statistical information on aspects of the industry. The site also has considerable information on components of the industry, current news, and issues facing the industry.
  5. FDIC Rules and Regulations: A compilation of the banking-related laws and regulations governing the financial industry.
  6. Hoovers: The corporate research site contains company profiles, industry information, and financial information for the banks evaluated in this industry site.

Books, Reports & Articles
  1. Charlotte Observer. (September, 2013). "The Financial Crisis: Lessons Learned?"
  2. Richmond Federal Reserve Bank. (August, 2013). "Economic Profile: North Carolina."
  3. Kroszner, Randall, and Philip Strahan. (March, 2013). "Regulation & Deregulation of the U.S. Banking Industry: Causes, Consequences and Implications for the Future."
  4. Ratcliffe, Janneke, and Kim Manturuk. (2011). "Report on the Consumer Finance Industry in North Carolina."
  5. Pellerin, Sabrina, John Walter and Patricia Wescott. (May, 2009) "The Consolidation of Financial Market Regulation: Pros, Cons, and Implications for the United States."